50 Ideas to Increase Income
“I know I need more income!” This is a statement we hear often at RSK. The next question is, “How can financial coaching help me increase my income?” Instead of just explaining, let us show you. Below are 50 ideas that our team of coaches has helped families implement to achieve their financial goals. Every […]
Back-to-School Without Breaking the Budget
It’s that time again. The school supply list is in — and it’s longer than Megillas Esther. Just as you’re considering the cost of a new knapsack, one of your kids walks by in clothing that clearly needs an upgrade, announcing her shoes don’t fit anymore. Cue the annual back-to-school rush. Let’s be real: there’s […]
The Joys of Yom Tov Expenses – An Opportunity for Financial Growth
It’s the beginning of August 2023. The kids are finally settled into their summer schedule, the summer wardrobe is complete, and the credit card bill hasn’t arrived—yet. I take a deep breath, coffee in hand, and settle in with the weekly circular. Finally, a quiet moment. But then—what? They’re already advertising the winter lines? The […]
Giving Kids Money for Sleepaway Camp: A Teaching Tool, Not Just Pocket Cash
Sleepaway camp is more than just bonfires and bunk beds — it’s an incredible opportunity for kids to grow emotionally, socially, and yes, even financially. When you hand your child spending money for camp, you’re not just sending bills and coins — you’re sending a message. This is your chance to plant seeds of financial […]
A peek into Budgeting
We’ve all heard about it—“budgeting,” the cornerstone of financial freedom. But what does it actually involve when a family sits down and tackles their finances? Does it feel restrictive? Overwhelming? Or, as some would say, liberating? To find out, let’s walk through the process with the Rosen family, who are making a change by committing […]
Financial Coach or Financial Advisor?
Imagine meeting someone who passionately declares, “I want to be a racecar driver!” It’s an exciting goal and one that deserves recognition. But then, upon further conversation, you learn that this person has never even learned how to drive. The obvious next step would be to suggest that, before diving into the world of racecars, […]
Young Couples and Finances
How did RSK become involved in Financial Coaching for Newlyweds? Our involvement began with a call from a concerned mother in the community. She shared that her daughter had just become a Kallah, and we congratulated her with a heartfelt “Mazel Tov!” But then, the mother explained why she was reaching out. She said, “We […]
100 Ideas to decrease expenses
“I’m not a spender.” “I already am so careful with my spending.” “There’s literally nothing we can cut out from our monthly spending.” These are common statements we hear people expressing. Sometimes they are true. Sometimes they are subjective. very family has its own standards, habits, and routines that they’ve grown accustomed to—and what becomes […]
How will budgeting help?
When people seek financial coaching, the most common goal is often to learn how to budget and manage their finances. At the same time, there’s frequently a worry that comes up before starting the financial coaching process: budgeting is going to be hard. “How can I possibly stick to a budget? My life will feel […]
What is Financial Coaching?
When you think of the word ‘Financial’ what comes to mind? Does it make you think of all the things that cause you stress? Joy? Possibilities? Constriction? Expansiveness? Finances are a central part of every family’s life. Every family has many connotations and associations to what money is to them. This often is born out […]