Effective date: November 10, 2025

Introduction

RSK Financial Coaching (“RSK”, “we”, “us”) provides one-on-one financial coaching services.
This Privacy Policy explains what information we collect, how we use and protect it, and your choices.
No contact details are included here per your request.

Information we collect

• Personal information you provide: name, spouse/partner name, phone number, email, mailing address, household details, income and expense information, and any attachments you upload (e.g., budgets, documents).
• Financial information: income, debts, banking or payroll details if you share them for coaching purposes.
• Usage data: pages visited, form submissions, session timestamps, and other analytics collected automatically.
• Cookies and tracking: standard cookies and analytics tools to operate the site and evaluate performance.
• Account data: username, password (if you create an account), profile preferences, and saved intake data.

How we use your information

• To provide and administer coaching services, assessments, intake, and ongoing support.
• To process payments and manage billing and scheduling.
• To communicate about your coaching, appointments, updates, and program materials.
• To improve services, website performance, and user experience through analytics.
• To meet legal or regulatory requirements where applicable.

Legal bases for processing (where applicable)

We process personal data to fulfill our contract with you (coaching agreement), to comply with legal obligations,
and for our legitimate interests (service delivery, security, and improvement).

Sharing and disclosures

• Service providers: we may share data with trusted third parties who perform services for RSK (payment processors, hosted services, analytics). These parties are contractually obligated to protect your data.
• Legal requirements: we may disclose information to comply with legal obligations or respond to lawful requests.
• Aggregated/anonymous data: we may use or publish de-identified information that does not identify you.

Security and retention

• We use reasonable administrative, technical, and organizational security measures to protect personal information.
• We retain personal data only as long as necessary for the purposes described and to comply with legal obligations.

Your choices and rights

• Access and correction: you may request access to or correction of personal data we hold about you.
• Account controls: you may update or delete certain account information through account settings if you have an account.
• Cookies: you can manage cookie preferences via your browser settings.

Children

Our services are intended for adults. We do not knowingly collect personal information from children under 13.

Third-party links and services

The site may link to third parties. We are not responsible for their privacy practices.

Changes to this policy

We may update this Privacy Policy occasionally. Material changes will be posted with a revised effective date.